application cp
application cp
Mortgage Covina California and surrounding areas Ray Gonzalez.

Meet the Staff

The Home Capital Group Inc. team…

Richard A. Starr (Rick)
President Managing Broker nmls#321837
Phone: 626-862-7143

As President and Managing Partner, Rick handles all the day to day operations of Home Capital Group, in addition to originating loans.

As one of the top originators in the state of California, Rick credits his success to his humble upbringings, hard work and referrals from his satisfied clients. After 37 years in the industry, he feels the referrals from his past clients is his greatest accomplishment. He provides ongoing support and communication throughout the entire loan process. By basing his relationships on trust and integrity, he has created a solid foundation for his business Home Capital Group. You can follow Rick Starr on LinkedIn or Facebook. I check both sites daily.

Rene Avola
Operation Manager/Processor nmls#321868
Phone: 626-331-4213

Renee has been the Operations Manager for Home Capital Group for 16 years. She has over 20 years experience in the mortgage and banking industry. She has experience in mortgages from the beginning of the process through closing, having been a processor, underwriter, closer and post closer, so she is a natural for her role in managing.

Annisa Faqhir
Operations Assistant
Phone: 626-331-3213

Annisa is the first person to welcome our clients when they walk through the door, and the first voice clients hear when they call.

Abraham Galvan
Senior Loan Advisor nmls#1054861
Phone: 626-233-4772

Abraham E. Galvan joined Home Capital Group in 2013, bringing to the table, a wealth of knowledge in both real estate and finance. For years, he recommended Home Capital Group to his friends and family for their mortgage needs, eventually joining the team he had always so highly recommended.

Abraham has been in the real estate industry since 2001. He is thoroughly enjoying the opportunity to put all of his years of expertise to work in funding mortgages for his clients at Home Capital Group.

Irene An Yun Lin
Senior Loan Advisor nmls#321879
Phone: 626-203-8384

Irene has been a senior loan originator at Home Capital Group since 1994 and she is also a licensed California Real Estate Broker. As a long standing member of the Arcadia Association of Realtors, she is a multi-award winner with over 30 years of combined experience in both the lending and real estate fields.

Maureen McCune
Senior Loan Advisor nmls#284640
Phone: 626-991-4656

Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage professional to help you analyze your financing options, and make sure the closing goes smoothly. As a loan officer with Home Capital Group, I have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With my experience, and our rates and programs, you are sure to get the mortgage that is right for you.

Please remember to get me involved early on in your home-buying process. Starting the Process not only gives you a better idea of what you can qualify for, it also gives you a stronger negotiation position when you find the home of your dreams

Michael Servin
Phone: 626-945-2888

Mike's passion and love for Real Estate is what drives him to work tirelessly for our buyers and sellers. With an extensive and ever evolving knowledge of the San Gabriel Valley market, plus his ability to negotiate and his organization, helps to ensure our clients not only get the best deal but also understand every step along the way.


Find a rate, loan type and payment to fit your needs.

Loan Amount

(626) 331-4213

Toll Free 1800-541-0318

Home Capital Group Inc.

948 N. Grand Ave Covina, CA 91724


(626) 331-4213



©2023 All Rights Reserved