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Mortgage Covina California and surrounding areas Ray Gonzalez.
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Affordability Calculator

Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford.
Desired mortgage amount:
Mortgage length (in years)
Interest %
Annual property tax
Total monthly payments not including mortgage (car, loans, credit cards, etc).
 



Summary
Monthly Principal + Interest
Total Monthly Obligations
Required Salary

Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.

 
 
1. Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
 
2. Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.
   









Loan Calculators are tools designed to help you. However, we can help you know exactly what you qualify for.

Find a rate, loan type and payment to fit your needs.

Loan Amount



(626) 331-4213


Toll Free 1800-541-0318






Home Capital Group Inc.

948 N. Grand Ave Covina, CA 91724


   
Phone:

(626) 331-4213


Fax:

(626)966-5809

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