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Mortgage Covina California and surrounding areas Ray Gonzalez.

Getting Started

Whether you are shopping for a new property or have just signed a contract Home Capital Group can help you obtain financing that is right for you.


For most of us, a new property is the largest purchase we’ll make in our lives, and we at Home Capital Group  want to make this the smoothest and most stress-free process it can be. Our combination of honesty, integrity, and industry expertise is what has kept us in business for all these years and keeps our customers returning and referring their friends and family.


Home Capital Group is a licensed mortgage broker and works with many different banks to ensure that we get you the best program to fit your needs.


There are many factors that go towards finding the right mortgage for your situation. Some to consider are:

  • How much of a down payment are you looking to deposit?

  • Will the property be your new primary residence, a second home, or an investment property?

  • What type of property are you looking to buy? Is it for example a single family home, townhouse, condo, commercial space, or multi-unit building?

  • How much do you want to spend on your monthly payments?


If you have already signed a contract or have a specific property in mind, contact Home Capital Group to start your loan application process today.


If you are still shopping for a property it is helpful to schedule a meeting with a Mortgage Consultant in advance and get pre-approved. This process requires a credit check, and verification of your income and assets, but it is fairly simple and it will allow you to comfortably shop knowing in advance the maximum amount you can afford.


Pre-approval also puts you in a stronger negotiating position with Sellers. Sellers will appreciate that your offer is pre-approved and they will know that this will allow you to close quicker and streamline your final approval process.

Email or Call us 1-800-541-0318 or follow Rick starr on Linkedln or facebook.

Latest News
The mortgage industry has been making headlines recently. What does this mean for you?

30 Year Fixed

Many new loan programs have come and gone. See why this old standby is more popular than ever.

No Mortgage Insurance Loans
Are you putting less then 20% down or do you have less then 20% equity in your home?

Credit Challenged
We make the impossible loan possible.

Free Credit Report
Experian Credit Report

Home Equity Lines & Loans
Fast and easy.

Use our handy calculators to play with the numbers.


Today's Lowest Rates
Use Quick Quote on the right to see points, closing costs and monthly payments.

Loan Program
30 Year Fixed
15 Year Fixed
5 Year Arm
5 Year Interest Only
About Us
Welcome to our website. You can find a lot of helpful information here. Click about us to find out more about our company.
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Helpful Information
Information that can help you make the right decisions.
A Residential Mortgage Licensee. Equal Housing Opportunity Lender.

Find a rate, loan type and payment to fit your needs.

Loan Amount

(626) 331-4213

Toll Free 1800-541-0318

Home Capital Group Inc.

948 N. Grand Ave Covina, CA 91724


(626) 331-4213



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